Currency describes the game's units of commerce that are used to pay for goods and services. The lower bar of the inventory panel displays a few of the types that do not take up inventory space: gems and coin. Other currencies can be seen by hovering over the lower bar, and clicking on it will bring up a window displaying all currencies and explaining what each is used for.
 Currency types
- Skill points are used to unlock new skills and Miyani will take them in exchange for mystic items or recipes.
- Supply is acquired through and used in WvW to build structure upgrades and siege weapons.
- See also: Wallet
- Gems are used to purchase items from the Gem Store; they can be purchased with real-world money and can be exchanged for coin through the Black Lion Trading Company's Currency Exchange.
- Coins are the most common form of currency accepted by NPCs and are the basis for player trade. It can be obtained via loot or as rewards for completing events or completing achievements. It can be be stored in the wallet or in a guild-shared vault.
- Karma is used to purchase special items from designated NPCs; it is earned by participating in dynamic events, helping others with their personal storylines, or completing dungeons.
- Laurels are earned by completing Daily and Monthly achievements. They can only be used at laurel merchants.
- Badges of Honor are earned by participating in World versus World or from achievement chests; they can be spent on equipment and siege weapons in WvW maps.
- Fractal Relics are acquired in Fractals of the Mists. They can be traded with BUY-4373 for 20 slot bags, ascended rings or exotic backpieces, among other items.
- Guild Commendations are earned for participating in guild missions and they can be traded with a Guild Commendation Trader for various equipment, guild banners, siege weapons etc.
- Dungeon currencies can be earned in explorable mode dungeons and traded for dungeon weapons and armor.
- Ascalonian Tears from Ascalonian Catacombs.
- Seals of Beetletun from Caudecus's Manor.
- Deadly Blooms from Twilight Arbor.
- Manifestos of the Moletariate from Sorrow's Embrace.
- Flame Legion Charr Carvings from Citadel of Flame.
- Symbols of Koda from Honor of the Waves.
- Knowledge Crystals from Crucible of Eternity.
- Shards of Zhaitan from The Ruined City of Arah.
- Guild currencies
- Influence is used to research guild upgrades and boons; it is normally earned when players representing a guild participate in events, PvP, and the personal story. A guild's accumulated influence can be seen via the guild panel ( ).
- Guild Merits are required to research high-tier guild upgrades and boons; it is earned when players representing a guild participate in guild missions. A guild's accumulated guild merits can be seen via the guild panel ( ).
- Primary article: Token
Tokens are physical items that take up space in your inventory and are used to purchase items from certain vendors. Most Living World releases include one or more types of tokens that are only available as drops for a limited time. Permanent tokens include Black Lion Claim Ticket Scraps that can be found in Black Lion Chests, Pact Victory Tokens rewarded for finishing the personal story, and multi-use items, such as Karka Shells and Globs of Ectoplasm, used both as tokens and as crafting materials.
 Cost versus Value
The wiki uses Cost and Value to mean two different things:
- Cost is the purchase price listed by vendors.
- Value is the amount of coin you receive when selling the item.
- Currencies cannot be directly converted to the others, with these exceptions:
- Tokens and other currencies, except for glory, can be indirectly converted to coin by using them to purchase items that can then be crafted, forged, or otherwise used to produce items that can be sold to vendors and/or on the trading post.
- Glory was once used to unlock skins for use in Structured PvP; it could only be obtained through participation in the Structured PvP game mode. With the rewards structure change in the April 2014 Feature Pack it was removed from the game.