Health Insurance

Increase your incoming healing effectiveness. Gain increased healing to others while using a med kit. — In-game description

Health Insurance

Specialization

Alchemy (trait list)

Tier

Adept

Type

Major

Training cost

3 Hero points

Game link

API

API

“

Health Insurance

Increase your incoming healing effectiveness. Gain increased healing to others while using a med kit.

 Med Kit Bonus: +20% Healing Increase to Others

 Med Kit Bonus: +10% Healing Increase to Others

 Med Kit Bonus: +7% Healing Increase to Others

 Incoming Healing Increase: 10%

— In-game description

Version history

For a detailed trait history, see here.

Patch	Changes
November 28, 2023	Increased the outgoing healing bonus from 7% to 10% in PvP only.
October 26, 2021	Positive percentage-based enhancements now display with a "+." For example, swiftness now displays "+33% Movement Speed" instead of "33% Movement Speed."
February 25, 2020	Competitive content update: (Competitive split) Reduced outgoing heal bonus from 20% to 7%.
October 01, 2019	Updated description and tooltips to accurately reflect the functionality of this trait. This trait increases incoming healing by 10% and increases outgoing healing by 20% while using Med Kit.
May 08, 2018	This trait has been reworked and now grants a 10% increase to healing effectiveness at all times, and a 10% increase to healing effectiveness for allies when using Med Kit.
January 26, 2016	The outgoing healing of this trait has been increased from 15% to 33%.
June 23, 2015	Specialization update: Health Insurance has been added to the game.